TidyCents. Budgeting that finally makes sense.
3 free tools · zero catch

Stop guessing where your money goes.

No bank login. No spreadsheet. No 47-slide funnel before you get anything. Pick a tool below, answer a few honest questions, and see exactly where it's leaking — in the next two minutes.

Start here · 2 minutes

The Money Leak Score

The quick gut-check. Tap through a few questions — no typing required — and walk away with a score, your leak pattern, and the one leak worth fixing first.

  • No typing, no bank login, nothing saved
  • Your score and your biggest leak, instantly
  • One fix you can actually do this week
Get my score →
Free · 2 minutes · runs in your browser
The deep dive · 5 minutes

The Money Leak Finder

Ready to get specific? Plug in your real numbers and this one ranks every leak by how much it's actually costing you — then hands you a fix for each.

  • Every leak ranked by dollar impact, not guesswork
  • Measured against realistic benchmarks, not guilt
  • A visual breakdown of exactly where it's going
Find my leaks →
Free · 5 minutes · nothing uploaded, ever
Feeling behind? · 60 seconds

Money Reset

Budget fell apart again? This is the calm-down button. One tiny win, one small next step, and zero lectures about how you got here.

  • A 2-minute money calm-down, no shame attached
  • One micro win that makes starting feel easy
  • One tiny next step so you don't avoid it
Reset now →
Free · 60 seconds · nothing saved

Yes, all three are actually free. No, there's no catch waiting on step 4. Pick one and go — you'll know more about your money in two minutes than you did an hour ago.

One-time purchases · 4 practical tools

Find the kind of budgeting help you need.

A place to track your household money, a calmer way to manage bills, an envelope system, or help building the plan itself.

TidyBudget · one-time purchase

One home for your whole household budget.

Bring your budget, bills, accounts, debt plans, and savings goals together in one browser-based app.

List price $69 $47

Explore TidyBudget →
TidyExpenses · one-time purchase

Know what's due. Know what's already paid.

Track upcoming bills, recurring expenses, partial payments, and what's still owed.

List price $49 $27

Explore TidyExpenses →
TidyEnvelopes · one-time purchase

See what's left before you spend.

Organize spending and savings into digital envelopes, with balances you can check before buying.

List price $49 $27

Explore TidyEnvelopes →
Budget Plan Agent · one-time purchase

A monthly budget, built by talking it through.

A reusable skill that guides you from rough numbers to a monthly plan, sinking funds, and a weekly spending target.

List price $39 $17

Explore Budget Plan Agent →
Free to read · 3 guides

Prefer to read first? Here's what we've written.

No opt-in, no email required. Start with practical explanations, everyday examples, and tools you can try in your browser.

A budget notebook, fountain pen, coffee, and calculator on a warm desk.
The guide · Financial planning

Financial planning for everyday people, not just the rich ones.

Five real steps to a plan you'll actually stick to — no jargon, no guy named Chip in a glass office.

Read the guide →
A gratitude journal, gold pen, and coffee in soft morning light.
The guide · Money mindset

Your money habits have a history. You can change what comes next.

Where it actually came from, the behaviors it causes without you noticing, and four real steps to shift it.

Read the guide →
A financial overview report in a leather folio, next to a calculator and coffee.
The guide · Personal finance basics

The basics are still true. Half the "recommended tools" aren't.

A starting point for budgeting, savings, and choosing money tools that fit your household.

Read the guide →