Money Leak Finder

Money Leak Finder

You're not bad with money — it's leaking, and leaks are fixable. Enter your real monthly numbers and this tool will show you where the money goes, rank your leaks by dollar impact, and hand you the fixes.

Takes about 5 minutes. Your numbers never leave your device.

Step 1 of 4 · Income

Start with what comes in

One number is enough to anchor everything else.

$

If it varies, use a typical month.

Food targets scale with the people eating them.

Enter your monthly take-home pay to continue — everything else is measured against it.

Step 2 of 4 · Fixed & essential costs

The bills that keep the lights on

These aren't leaks — they're context. Rough monthly amounts are fine, and blanks are fine too.

$

What you actually move to savings in a typical month. Not what you mean to — what you do. Blank is fine.

Step 3 of 4 · Fixable spending

Where the leaks hide

This is the heart of it. Honest ballpark numbers beat perfect ones — check your last statement if you're unsure.

Step 4 of 4 · Annual & irregular costs

The costs that don't come monthly

This is the single most common reason a budget works on paper and fails by week three. Add up what you can remember for the whole year: car registration, insurance excess, holidays, birthdays, school costs, vet bills, annual subscriptions.

$

A rough total is far better than a blank — but you can skip it.

Checking your numbers against typical ranges…

Pick ONE leak to plug first

Trying to fix everything at once is how people fall off. One is enough.

These are typical ranges, not rules — you know your life better than a benchmark does.

Want this tool on your own computer?

Tell me where to send it and the whole Money Leak Finder lands in your inbox as one free file you download once and keep — run it every month, offline, no login, no expiry.

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