Give every dollar a job — before you ever spend it.

Let's be honest about the envelope method.

It works — but the classic version has a few problems:

• Actual cash envelopes are great, until you're paying online, tapping a card, or splitting a bill no one carries cash for anymore.
• A spreadsheet can show you a number. It can't tell you, at a glance, what's actually left in "Groceries" right now.
• Most budgeting apps want your bank login, your email, and $9.99 a month — forever — just to do what envelopes already do for free.

You just wanted to know what's already spoken for. Not link your bank account to find out.

TidyEnvelopes is the envelope method, minus the envelopes.

Open one file. Set up a few envelopes. That's the whole learning curve.

• Split income the moment it lands. Set a Funding Plan once — flat amounts or percentages — and every future paycheck divides itself the same way.
• Log an expense in seconds. Pick the envelope, type the amount — done. It saves itself.
• Never guess on a shortfall. If an envelope runs short, TidyEnvelopes offers to cover it from another one automatically.
• Watch goals fill up. Vacation fund, emergency fund — see exactly how close you are, every time you open it.
• See the whole picture. Totals, goal progress, recent activity, and spending by envelope, all on one dashboard.
• Make it yours. Any currency, light or dark, set up in seconds.

The part other apps won't give you.

"But wait —"

TidyEnvelopes is built by Applings Studio — our studio brand for handy mini-apps and tools.